SPOKO - the most beneficial online money transfer service from Poland to Ukraine, Kharkiv region.

Most labor migrants have an urgent question - how to transfer earned money to Ukraine and save as much as possible on the transfer? Fortunately, there is a reliable European money transfer service, SPOKO, which meets all of the listed needs.
Online transfer in the Pay Ukraine service (SPOKO.app) is currently the most profitable online money transfer service, especially for Ukrainians working abroad. You can send money from your phone at any time of the day, from any card or account in a Polish or other European bank, in zlotys or euros, directly to a PrivatBank card in Ukraine. It is also possible to send cash in branches and even while in Ukraine using the BLIK system (without the need to confirm the transaction with an SMS code). The main advantage of the service is the most favorable exchange rate on the market and an extremely low commission for quick transfers — 6.99 zlotys or 2.99 euros — regardless of the transfer amount.
Main advantages:
- the best rate on the market;
-very low commission;
- safe - official payment system;
-service created specifically for Ukrainians;
- receiving money in hryvnias and euros.
- it is possible to send cash.
- it is possible to send money from Ukraine without the need to confirm the transaction by SMS (BLIK)
https://youtu.be/G7YwSwjxG-o
1) Go through registration, come up with a pin code to enter the mobile application
https://spoko.page.link/oTSwxcLdqrPE6XQr6
or enter the login and password if you enter through the site
2) Select the field "Transfer to Privatbank card"
3) Fill in the necessary data of the recipient of the transfer
(these data will be saved - you will not need to enter them again at the next transfer)
4) Enter the number of the recipient's PrivatBank card, which will receive the money.
Click "send" and wait for the verification of the correctness of data entry.
5) Check the data, rate and commission and click "continue"
6) Next, you will be redirected to the secured payment page "Secure Trading".
Here you need to select the type of your card
7) After choosing the appropriate card type, you will need to enter the data.
and press the button "Pay Securely" - "Safe payment"
8) You will be sent an SMS — the code from your bank,
after its input, the transfer will be successfully completed, and the money will be credited to the recipient within a few minutes.
You can send cash in two ways:(//tractor-service.com)
online or in cash at branches.
• To transfer money from card to card, you only need a smartphone or a computer connected to the Internet, as well as registration on the website or in the Pay Ukraine mobile application. After registering, you can enter the amount of the transfer, the recipient's data and make the payment online.
The following information is required to fill in the recipient's data:
• Recipient's PrivatBank card number
• Name and surname of the recipient in Latin letters (the full name must be written in the same way as in the recipient's passport)
• The recipient's phone number linked to the PrivatBank card
There are 3 possible payment methods:
• Your bank card
• Blik
• Online banking
• For a money transfer directly in the branch, all requirements are similar to online transfers.
First, you register in Pay Ukraine, enter the amount of the transfer and the recipient's data. When choosing a payment method, you need to select "cash payment", after which you will receive a unique barcode that you need to save in your phone. You must show this barcode to the cashier in one of the separate boxes and then you can pay in cash right on the spot.
The maximum amount of one transfer per day is PLN 2,000, and the maximum amount per month is PLN 10,000.
Transfer using the BLIK system in Pay Ukraine is currently the only way to send money from a Polish account while in another country and without access to a phone number.
How does it work?
To make a BLIK transfer, you will only need the bank's mobile application and the payukraine.com application or site.
1) In the Pay Ukraine transfer process, select: "BLIK payment";
2) Generate the BLIK code in the bank's mobile application;
3) Enter this code;
4) Confirm with a pin code in the bank's mobile application,;
5) Get money in Ukraine quickly and at the best rate.
Now you know what to do if you need to send money without a Polish card and phone number. The service has been tested by more than 50 thousand clients, although it has existed for about a year.Services Pay Ukraine is used not only in Poland, but also in Germany, Italy, the Czech Republic, France and other EU countries
Calls to Poland or Viber +48 883 909 570
Calls in Ukraine +38 xxxxxx
E-mail -[email protected]
https://www.facebook.com/payukraine/
or in the online chat on the website https://spoko.app
We speak in Ukrainian, Russian, Polish and English!